Blueprint · $149 value
Social Security: Claim at the Right Time
The 62-vs-67-vs-70 decision, spousal & survivor strategy, the earnings test, and taxes — plus a Claiming Calculator.
See details →All-Access · The complete series · 2026 edition
The Retirement Navigator Pass
Every big retirement decision, handled — and you save $198. The complete series: all three guides and all three tools, covering the decisions that quietly make or cost you the most in retirement.
$299 $497 All three guides + all three Excel tools · Instant download · Free yearly updates
Get the Pass — $299
Save $198 vs. buying separately · Secure checkout via Gumroad
Everything in the series
Three guides, three calculators, one connected picture.
Blueprint · $149 value
Medicare & IRMAA: Enroll Right, Avoid the Surcharges
Enrollment deadlines and penalties, Original vs. Advantage, Part D, and the IRMAA surcharge — plus a Cost & IRMAA Estimator.
See details →
Navigator · $199 value
Long-Term Care & Medicaid: The Family Navigator
What care costs, how to protect a healthy spouse and your home, the five-year look-back, and a crisis playbook — plus a Cost & Medicaid Planner.
See details →Why the Pass
The decisions connect.
The same income that taxes your Social Security also drives your Medicare IRMAA and shapes your long-term-care plan. Buying them together isn't just cheaper — it treats your retirement as one picture instead of three separate problems.
$497
$299
Save $198 — about 40% off
- All three guides + all three Excel tools
- Lifetime access and free yearly updates
- One purchase, every major decision covered
Who the Pass is for
For anyone who wants it all covered.
- Anyone approaching or in retirement who wants every major decision covered
- Couples coordinating Social Security, Medicare, and care planning together
- Adult children helping a parent through all three systems
Questions
Before you buy
Can I buy just one?
Yes — each guide is sold separately. The Pass simply bundles all three at a saving.
Are these current?
Yes — every guide is updated for the 2026 program year, with free updates each year.
Is this advice?
No. These are plain-English educational guides. For your specific situation, confirm with the relevant agency or a qualified professional.
How is it delivered?
Instant download through Gumroad: three PDF guides + three Excel tools, with lifetime access from your account.